Can You Use A Credit Card At An ATM With a Low Credit Limit?

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I'm researching Can You Use A Credit Card At An ATM when the card has a relatively small available credit limit. I learned that credit cards may have a separate cash advance limit, meaning the amount available for ATM withdrawals can be significantly lower than the overall credit limit. If a cardholder has already used much of the available credit, an ATM withdrawal may be declined. Has anyone encountered a situation where their regular credit limit was available but their cash advance limit prevented an ATM withdrawal? I'd like to understand how issuers determine these limits.